Insurance Blog
Thursday, 27 April 2017 21:09

8 Home Security Tips You Never Thought Of

8 home security tips

From our Trusted Choice friends by Sheena Tatum

Your home is your sanctuary. It is a place where fond memories are made and relaxing evenings are spent after a busy day. Your home is a safe haven where you and your family most feel at ease. If your home is under-protected or you've had a recent burglary, this may compromise the security you feel in your own home.

Recent FBI reports reveal that here were an estimated 8,277,829 property crimes (burglaries, larceny-thefts, and motor vehicle thefts) reported by law enforcement. Financial losses suffered by victims of these crimes were calculated at approximately $14.3 billion. Larceny-theft accounted for 70.8 percent of all property crimes reported, burglary for 20.9 percent, and motor vehicle theft for 8.3 percent

While that number is down from the previous year, it is still a statistic that no one wants to become a part of. Using a few simple home security tips and tricks, you can protect your belongings, thwart would-be thieves and increase your feeling of security while home and away.

Prevention begins outside your home from the minute it comes into view. Take a walk around your property with a critical eye to see what changes it needs. Here are a few you may have missed:

1. Don't provide places for thieves to hide: Trim trees and bushes that may give someone a place to hide or unnoticeable access to your windows. You should trim back any shrubs that are high enough to block a window.

You will also want to consider the lighting of your property. Look for places around your home that are very dark and may allow a thief access to your home under the cover of darkness. Consider installing lights in various places that can light up entrances. Motion detection spotlights are the best option to conserve energy and not annoy your neighbors or yourself with the bright lights.

2. Don't let thieves know you are not home: If you are planning to go on vacation, never announce it beforehand. We are a society that likes to share, and thieves love that about us. Sending a tweet that you've arrived at the airport or posting a status update on Facebook indicating that you can't wait to leave for your cruise is a great way to alert thieves that your home is empty. Save all updates about your vacation and picture sharing for when you return.

In addition, if you are planning to vacation, have a trusted friend or neighbor stop by every day to pick up the mail, newspapers and any fliers that may be left at the door. If a flier has been sitting on your front door for days, a thief could take notice and know you are on an extended leave.

Any time you are going to be gone during the night, even if it's just returning from work after it gets dark, you should have interior lights set to a timer. Having lights on will keep thieves guessing and will let you feel safer when you come home.

3. Keep your yard clean to prevent giving thieves an advantage: Many times, thieves will gain access to your home through a window they have broken. It is best that we don't give them a tool to do that. Clean up your yard of broken tree limbs after a storm. Ensure your kids put away their toys after playing outside. Never leave a ladder outside in the yard; a thief could use your ladder to gain access to a higher window that is more likely to be unlocked. Use the same precautions for tools, whether they are gardening or for the barbecue; lock them up when they aren't in use.

4. Install a home alarm system: While an alarm may not keep burglars from getting inside your home, it will deter some and bring the police to your home quickly, limiting what a thief is able to take. Home security systems will only work if you always remember to engage the alarm. You should have your alarm engaged while you are away or while you are at home as many thieves will attempt to break into one part of your home while you are busy in another. Also, some insurance companies may lower your home insurance premiums for having a home alarm system installed.  Check with one of our BWP Trusted Choice agents!

5. Take precautions to protect windows: If you are purchasing new windows for your home, it might be worth the upgrade to buy shatterproof glass. This would prevent anyone from breaking a window to gain access to your home. If new windows aren't in the budget, consider adding a security film to windows. This will prevent the glass from shattering upon breaking and may deter thieves from continuing their attempt to break in.

6. Secure sliding glass doors: Sliding glass doors have incredibly flimsy locks. A thief can easily pop them in an instant, giving quick access to your home. Installing a security bar for sliding doors would make gaining access to your home more difficult. This measure of protection is a must-have for all sliding doors and windows.

7. Always lock doors and windows: Keep windows locked when you are not home, when you go to bed at night and when they are not in use. If you like to sleep with a window open at night, install window locks that only allow the window to open a few inches.

You should also keep your garage door down, even during the day. Having the garage door open invites thieves inside to look around. It gives them quick, easy access inside your home. Even if they can't take something at the time, they can get enough of a look to see if your home is worth a visit later.

8. Change the locks as necessary: If you've just purchased a home from someone, your first order of business should be to meet the locksmith at your new home. You have no idea who is out there with a key just waiting for the moment to use it. In addition, if you've had a breakup recently, it is time to change the locks. The person may give you the key back, but you have no idea how many copies are out there. Having the locks changed is good for the peace of mind.

Keeping your family, your belongings and your home safe and secure does not involve a lot of money. A few simple changes such as the home security tips mentioned above can protect everyone and everything for years to come.

Published in Blog

Here is a piece by IIABA's Trusted Choice which give you concrete ways to prevent property crimes. 

 

Property Crime prevention

 

Are you unknowingly enticing potential thieves to damage your property or break into your home? While you want your home to be a welcoming environment for family and friends, you might be surprised how common habits might be inviting to criminals, too. According to the FBI, there were over nine million property crimes in the United States in 2010. This statistic includes vandalism, arson, larceny and theft. Fortunately, there are steps you can take to reduce your risk for burglary and property damage with these easy-to-follow tips.

Make It a Point to Keep Everything Locked Up

While you probably lock your vehicle and the main points of entry into your home, you may overlook locking your fence gates, garage or garden shed from time to time. The San Jose Police Department strongly encourages homeowners and renters to lock all doors, windows, and any point of entry to their property to deter theft. An unlocked gate allows a thief access to your backyard, away from the view of your neighbors. Once inside your yard, a thief has more freedom to peer through windows and patio doors. Access to garages and garden sheds also gives a thief more tools to use to break into your home. For example, a ladder in your backyard could make it much easier for a criminal to enter your home from the second story—where windows are more likely to be unlocked. Tools such as drills, hammers, and crowbars are also kept in many sheds and garages and can be used to break windows and open doors. Even if a thief is unable to get into your home, your backyard likely has valuable items such as a barbeque grill or bicycle.

Be Careful with Your Trash

Even what you throw away for curbside pickup can make you a target for theft, says the Bristol Herald Courier of Virginia. Perhaps you took advantage of Black Friday deals after Thanksgiving and scored a great price on a large  flat-screen television. After unpacking a television, gaming console, or computer, many people leave the boxes at the curb for recycling or trash pickup. Unfortunately, most packaging for expensive electronics shows pictures, brand names and specifications of the products in plain view. Placing boxes at the curb makes your home a target for thieves looking for electronics to steal. When unpacking electronics, break down the boxes and packaging instead and place them in black trash bags.

Maintain Your Home's Lawn and Landscape

Did you know that your landscape might entice property thieves? According to a presentation by the City of Mesa, Arizona Police Department, the way in which your home is landscaped and maintained affects your risk for theft. For example, large, untrimmed shrubs and bushes can give criminals a place to hide—especially at night. Be sure to keep hedges and bushes cut back so that the majority of your yard can be easily seen from a number of vantage points. On the other hand, shrubs and bushes can deter theft as well. Thieves are less likely to attempt to break into windows with landscaping underneath. Small bushes can provide an obstruction to otherwise easily accessible windows.

Light Up Your Property

Dark properties are alluring to those with malicious intent. Hiding under the cloak of darkness makes sneaking around someone's home much easier. The San Jose Police Department recommends keeping your home's exterior well illuminated with motion sensor lighting. This type of lighting can be found in hardware stores throughout the country. Because the lights are activated by movement, you don't have to worry about lights staying on night and day. If you choose to install motion sensor lights, make sure they illuminate your backyard, the sides of your property, and driveways or pathways. When installing this type of lighting, the higher the light is mounted the better, so that criminals cannot reach the bulbs to unscrew them.

Consider Using a Security Alarm

Security systems come with a variety of features to suit almost any budget. From basic systems that sound off loud alerts when an armed point of entry or window is breached to high-tech systems that allow for surveillance from a tablet or smart phone, there is likely a system that offers the best features  for your needs. Not only is the loud sound of a security alarm a major deterrent, many systems alert your local police department that your security has been compromised in some way. Furthermore, signage such as picket signs and window or door decals from your security system company can deter criminals as well. Many homeowners and renters insurance policies offer discounts for homes armed with security systems. Talk to your Trusted Choice® independent insurance agent regarding home security discounts.

One of our Baldwin / Welsh & Parker's Trusted Choice agents can make sure you have the best policy to protect your property, and even provide you with more helpful tips for preventing theft and vandalism.

Published in Homeowners

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