Insurance Blog
Wednesday, 15 November 2017 14:58

Declutter for a Safe Workspace

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Declutter for a Safe Workspace

A cluttered, unorganized workspace isn’t just unsightly—it is also dangerous. Poor workplace housekeeping, such as failing to clean up after yourself, can contribute to the following:

  • Injuries caused by slips and falls when clutter is on the floor
  • Potential fire hazards
  • Exposure to hazardous dust and vapors
  • Ergonomics issues that arise when clutter takes over your workspace, leaving you little room to work

According to researchers, a cluttered environment can cause stress, and restrict your ability to focus and process information. The following tips can help you keep your workspace safe and organized:

  • Regularly wipe down your workstation with a damp cloth or disinfecting wipe to remove dust, dirt and germs. Don’t forget the keyboard and mouse if you use a computer.
  • Clean up spills and dispose of all trash immediately.
  • Avoid eating at your workstation, especially if you work with hazardous materials.
  • Keep walkways and floors free of clutter and tripping hazards.
  • Store equipment in designated areas when tasks are complete.

No matter what type of environment you work in, it is important to keep your workspace clean and organized, not only for safety reasons, but also for productivity and morale. 


Tuesday, 24 October 2017 22:04

10 Smart Ways to Keep Halloween Fun & Safe

Before Halloween festivities begin, review these tips from the Centers for Disease Control and Prevention and FDA to help keep the festivities safe and fun for your family:

Getting a homeowners quote can only take a few minutes when you have all of your information at hand. Knowing the details of your house, including what kind of safety features you have installed, may help you qualify for money-saving discounts and help ensure that you choose the coverage that meets your needs.

There can be more questions involved in getting a homeowners quote than a car insurance quote, so it can be helpful to gather your paperwork and be ready to answer specific questions about your home in advance. Here’s a checklist to help you get started.

  1. Who lives at your house? You may be asked for contact information about you and anyone else who lives at your house, how long you’ve lived there, your marital status, whether you run a business from the home and whether you own a dog or any pets. 
  2. What’s your insurance history? It’s good to be ready with details about your existing coverage, if your home is already covered by homeowners insurance. Do you have a mortgage on the home? Are there any prior insurance claims? How much would it cost you to rebuild your home?  
  3. What’s your house like? You’ll likely be asked a series of questions, including the year your house was built, the type and age of the roof, the style of the home, its exterior finish and whether or not you have a garage. You’ll also probably want to know the square footage of your home and may be asked for details on the number of bathrooms or fireplaces. This information helps determine the cost to rebuild your home and may help with determining the amount of coverage that fits your needs. 
  4. What improvements have you made? If you have made upgrades to your home since you bought it, such as replacing the roof, installing a central air system, finishing your basement, remodeling a kitchen or other updates that increase the value of your home, your existing homeowners policy may not reflect the current value and replacement cost of your home.  
  5. What kind of safety devices do you have? If you have certain safety devices, including smart or connected home technology, a security system or fire sprinklers, you may qualify for a discount on your insurance.

Having all of this information ready to go can make it easier for you to get a quote and can help you get coverage to protect you and your family that fits your needs. Contact us to help your with your homeowners insurance quote.


Source: Travelers Insurance

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