Insurance Blog
Friday, 25 October 2019 03:59

Myths About No-Fault In MA

Myth #1: No-Fault Means No One Is At Fault

There is a general misunderstanding about no-fault accidents in Massachusetts — drivers often believe that being involved in an accident in this no-fault state means that no one is at fault in an accident, but that is not true. No-fault does not mean you are not at fault.

 

Brief Case Study: Do you know who, if anyone, is at fault in this accident?

 

Driver One was turning her vehicle left through stopped traffic. She cautiously stopped and checked for oncoming vehicles in the opposite lane. Seeing no other vehicles approaching, she determined that is was safe to proceed. As she was completing the turn, Driver Two collided with her vehicle damaging the front right quarter panel and tire. The front end of his vehicle was damaged and the force of the impact also damaged the driver's door, even though the door was not struck.

Police were called to the scene. Driver One told the police officer that she did not see the driver after stopping and checking. Driver Two told the officer that he was going too fast and couldn’t stop in time. No citations were issued to either driver. Both vehicles were damaged, but there were no injuries.

Was anyone at fault?

If you have a portable home fire extinguisher in case of fire emergencies, you are one step closer to putting out a small home fire. But do you know how to use it?

While you may think you are prepared to extinguish flames inside or outside of your home, it's critically important to know how to use a fire extinguisher properly.

When you know how to properly use a fire extinguisher you should only attempt to put out a fire that is confined to a small area and not rapidly growing. If the fire has already developed and is spreading, evacuate your home immediately and call 911.

 

How To Operate A Fire Extinguisher

The time to learn how to operate a fire extinguisher is before a fire begins. Consumer Reports provides step-by-step instructions.

Thursday, 29 August 2019 17:51

Speeding Tickets in MA

You're driving along the road minding your own business. Suddenly you notice a police cruiser waiting under an upcoming overpass or you see a state police officer approaching in your rearview mirror, or perhaps you're on a city road where a local police officer is pointing a radar gun in your direction . . . and you panic.

If you were traveling within the speed limit, you won't get a ticket for speeding. If you're stopped for speeding, prepare to meet the officer with your license and registration—and perhaps a good reason for speeding.

In this article, we aim to answer important questions about how speeding tickets work in Massachusetts and how they may affect your driver's record and auto insurance policy.

 

Frequently Asked Questions About Speeding Tickets in Massachusetts

  • Do you know how many speeding tickets result in a license suspension?
  • Have you heard of the "Clean in 3" Rule?
  • What is a surchargeable incident?
  • Do you know what to do when you get a speeding ticket?

If you don't know all the answers to these questions, read on.

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