Insurance Blog
Tuesday, 12 May 2020 23:04

Rules of the Road for Bicyclists

Let's Share the Road

May is National Bike Month. Sponsored by the League of American Bicyclists and celebrated in communities from coast to coast, Bike Month was stablished in 1956 to advocate for a bike friendly America, to showcase the many benefits of bicycling, and to encourage more people to try biking. This year, events are on hold due to coronavirus, but that doesn't mean you can't get on your bike and enjoy bicycling. 

Stay at home guidelines are relaxing and we all feel like going outside now that the weather is warmer. Biking is a great way to enjoy the fresh air and get some exercise, either on the road or on the trail.

As riders take to the roadways, there are a few safety considerations and laws for both rider and driver who share the road. Before you break out your bike and gear, please review the law and rules of the road. The following rules for cyclists is from the Mass.gov website. (The rules for drivers can be found here.) You'll find safe riding tips below as well.

 

Laws for Bicyclists and Motorists in the Presence of Bicyclists (as amended by Chapter 525 of the Acts of 2008)

Bicyclists have the right to use all public ways in [Massachusetts] except limited access or express state highways where signs specifically prohibiting bicycles have been posted. When riding on public ways, bicyclists must obey the same basic traffic laws and regulations that apply to motor vehicle operators. The rules for bicycles (including amendments) are listed here.

As we are all aware, the Covid-19 virus is now significantly impacting our daily lives and causing concern nationally and globally. The health and safety of our families, friends, employees, and clients is our top priority. As insurance professionals, we recognize that we have a responsibility to our clients, and we need to continue to provide all insurance agency services without interruption or delay.

Our Agency is managing the risk associated with the virus by taking the following steps: Effective March 17th, many employees of Baldwin, Welsh & Parker Insurance Agencies will be working remotely until further notice. We will remain fully operational, but are discouraging all visitation to our offices except for emergencies. Please call or email us for any insurance need you may have. In addition, we encourage you to visit our website to access insurance company claim and billing services.

On behalf of all of us at Baldwin, Welsh & Parker Insurance Agencies, we wish you all good health, and we know you share our confidence that we will demonstrate resolve andnresiliencenas we face the Covid-19 challenge before us.

If you have any questions or concerns, please contact us.

Sincerely,

David C. D’Orlando                         Steven E. Joyce
President                                           Vice President

Tuesday, 10 March 2020 14:39

What is Umbrella Insurance?

What is Umbrella Insurance?

Umbrella insurance provides excess liability insurance coverage that goes beyond the limits of the your homeowners or auto insurance policies. It offers additional protection in the event that you are sued for property damage or injuries. It also protects against libel, vandalism, and slander. The following explains how umbrella insurance works.

Is umbrella insurance necessary?

It’s important to first understand what is covered by standard homeowners and auto policies as well as the potential benefits of umbrella policy. The following may help you decide if umbrella insurance is appropriate for you.

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