Your jewelry is more than an accessory, it’s a personal expression that connects to something meaningful in your life. Whether it’s your engagement ring or your grandfather’s watch, you can help protect your cherished items with a jewelry and valuable items insurance policy. 

What Does Jewelry Insurance Cover?

Jewelry and valuable items insurance can cover your favorite items from jewelry to collectibles, sporting equipment, electronics and more – including engagement rings and wedding rings – if they are stolen or damaged in a covered event. A typical homeowners insurance policy without a Personal Articles Floater (PAF) may not cover, or provide enough coverage for those valuable items. That’s where jewelry and valuable items coverage can help.

How Much Does Jewelry Insurance Cost?

Jewelry insurance costs vary, depending on where you live. In general, jewelry insurance may cost between 1% to 2% of the value of your jewelry or valuable item. For example, a $5,000 engagement ring could cost as little as $50 per year to insure.

Is Jewelry Insurance Worth It?

Only you can decide whether your cherished jewelry or valuable items are worth protecting with insurance. Ask yourself the following questions to explore whether jewelry and valuable items insurance is right for you:

• Can you imagine losing your jewelry?
• If your jewelry was lost, stolen or damaged, would you want it replaced or repaired?
• If the answer is yes, how much would you be able or willing to pay out of pocket?

Semiconductor Computer Chip Crisis Causes Long Delays for New Vehicles

The ongoing global semiconductor shortage, along with consumer demand, continues to cause long delays in the availability of new vehicles. Before the shortage, a new car ordered from a factory took about six to eight weeks to arrive at a dealership. Now, the wait times for some popular cars and trucks are up to 18 weeks or longer.^[1]

Why is there a chip shortage for the auto industry?

Semiconductor production is currently monopolized by a few Asia-Pacific suppliers, according to Joe McCabe, CEO of AutoForecast Solutions LLC.^[2] Many of those factories experienced pandemic-related factory shutdowns, which added to the shortage crisis.

Robotexts complaints were up 146% last year over the year before, according to the FTC¹.

Chances are you have received a text message from an unknown sender – and most likely the message was from a scammer trying to trick you into giving them your sensitive information such as passwords, account numbers, or Social Security numbers. With that information, scammers could gain access to your personal accounts, or they could sell your information to other scammers.

In this article, find out how to identify robotexts, which are also referred to as spam texts and SMS phishing. Learn what you can do about these unwanted text messages and how to report them.

How to Identify Robotext Messages

Scammers use a variety of ever-changing schemes, including:

• Free prizes, gift cards, or coupons
• Low or no interest credit cards
• Help to pay off your student loans