Personal or Commercial Boat Insurance

Watercraft protection varies based on the type of boat, length, horsepower, maximum speed, waters navigated and if the boat is chartered.

Some homeowner insurance companies offer Watercraft Protection as an endorsement on your home insurance policy. If the hull doesn’t fit company guidelines, or you prefer not to list the boat on your home insurance, you can obtain a separate Watercraft Insurance Policy.

Watercraft Insurance Policies are intended to protect property damage and liability coverage. To make sure you receive the best rate, be sure to tell us how much boating experience you have and if you have taken a boating safety course. Additionally, if your watercraft has a radar, radio direction finder, depth sounder, ship to shore radio and any other safety device.

It doesn’t matter whether you own a boat for personal or commercial use; we can tailor a policy to fit your needs. 

Call us at 800-590-5383 for more information about insuring your boat.